Secret #7 Never Dispute Your Credit Issues Online

by User Not Found | Dec 19, 2013

ID-100113080-150x150If you spend some time on any credit monitoring site or looking at any literature printed by the credit bureaus, you will quickly find that they will encourage you to dispute, ONLINE, any possible errors you might have. The bureaus refer to this process as their “expedited dispute process”. The bureaus have cleverly negotiated a way to convince congress to meet them halfway by allowing any individual who disputes online, to forfeit a large portion of their rights provided to them under the FCRA.

For example Credit Bureaus are not required to notify the furnisher of information that the dispute is being processed. So if the bureaus decide to remove the item, next month, since the creditor was never notified, they are simply going to re-report the information again and BAM its right back on your report!

There is also the financial impact in the sense that it now costs the Credit Bureaus NOTHING to process the online dispute compared to the .57 cents they have to pay when you dispute in writing. You will also have a very difficult time proving your case if you end up needing to take legal action against the bureaus since you will not have the proper paper trail that you would have had if your dispute was in writing.

This is the last of the Credit Bureaus secrets that I will share with you. I encourage you to stay informed.  The above information was provided by Credit 360 Consulting.   For more helpful information and how to improve your credit, click on Credit 360 Consulting.


Leave a comment
  1. Nia | Jul 19, 2019
    online payday loans no fax direct lenders resource direct cash advance lenders online check it out direct payday loan sites click this site direct lenders check these guys out payday loans in nc no credit check killer deal best payday loans direct lender click here to find out more short term loan no credit check direct lender a knockout post payday direct lenders you can try these out payday loans no credit check no fees look here fast payday loans no credit check this loans online with no credit have a peek at this website
  2. Max Willor | Jul 19, 2019
    Thanks for sharing this information. I actually have Shared This Link with alternative Keep Posting Such information to supply Best in Assignment Writing Services online at terribly reasonable costs.
  3. ansleyarch | Jun 20, 2019
     I just recently came crossways your blog and have been interpretation lengthways. I supposed I would leave my early comment Roofers in Alloa.
  4. alexcorbett | Jun 20, 2019
    Great blog it's very informative and research content keep sharing about Ruqyah.</a href="https:>
  5. kallsjack | Jun 20, 2019
    Nice blog post very useful information I have to get a lot of knowledge in this post thanks for the sharing. Conservatory Roof Repairs in Ayr
  6. Audrina | Jun 16, 2019
    payday loans with no credit check online california published here direct online payday cash advance lender california why not find out more cash lenders only california visit this website low interest bad credit direct lender only payday loan california try this out direct cash lenders only california check out here i need a direct lender payday loan california discover this info here loan online direct lender california read what he said direct payday loan online california find out here direct lending payday loans no credit check california special info
  7. donald hardy | Jun 06, 2019
    Thanks for all the tips mentioned in this article! it’s always good to read things you have heard before and are implementing, but from a different perspective, always pick up some extra bits of
  8. Vanessa Duke | May 30, 2019
  9. Vanessa Duke | May 30, 2019
  10. jack | May 28, 2019
    Great Information sharing .. I am very happy to read this article .. thanks for giving us go through info.Fantastic nice. I appreciate this post.Thesis Writing Help

    Leave a comment